{"id":10680,"date":"2023-09-28T12:50:04","date_gmt":"2023-09-28T19:50:04","guid":{"rendered":"https:\/\/blog2.neighbor.com\/storage-blog\/?p=10680"},"modified":"2024-01-29T15:38:16","modified_gmt":"2024-01-29T22:38:16","slug":"car-storage-insurance","status":"publish","type":"post","link":"https:\/\/www.neighbor.com\/storage-blog\/car-storage-insurance\/","title":{"rendered":"Do I Need Car Storage Insurance?"},"content":{"rendered":"<!DOCTYPE html PUBLIC \"-\/\/W3C\/\/DTD HTML 4.0 Transitional\/\/EN\" \"http:\/\/www.w3.org\/TR\/REC-html40\/loose.dtd\">\n<html><body><p class=\"wp-block-paragraph\">The question appears on your screen, <em>&ldquo;Would you like to add on car storage insurance for an additional $[X] a month?&rdquo; <\/em><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">If you&rsquo;re storing your car in a <a href=\"https:\/\/www.neighbor.com\/storage-blog\/10x20-storage-unit-ultimate-guide-10x20-storage-unit\/\">10&rsquo;x20&prime;<\/a> or <a href=\"https:\/\/www.neighbor.com\/storage-blog\/10x30-storage-unit-ultimate-guide\/\">10&rsquo;x30&prime;<\/a> storage unit, you might assume that nothing bad will happen within the four walls of a high-surveillance storage facility&mdash;especially if you&rsquo;ve invested in the <a href=\"https:\/\/www.neighbor.com\/storage-blog\/best-storage-locks\/\">best storage locks on the market.<\/a> But <strong>car storage isn&rsquo;t without its risks. <\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">When storing your vehicle and keeping it parked for an extended period, your car may be exposed to <em><strong>threats like break-ins, fires, flooding, etc.<\/strong><\/em> Without proper car storage insurance, you risk paying out of pocket for any possible damages. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Just parking your car in a storage unit can <a href=\"https:\/\/www.neighbor.com\/storage-blog\/can-you-park-a-car-in-a-storage-unit\/\">pose risks to your car<\/a> if not executed correctly. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>So, do you <em>actually<\/em> need car storage insurance? <\/strong>Say &ldquo;yes,&rdquo; and you&rsquo;re paying additional monthly costs, but say &ldquo;no&rdquo; to car storage insurance, and you risk paying thousands in damages. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">To help you answer this question, check out this guide. <\/p>\n\n\n\n<figure class=\"wp-block-image\"><img  decoding=\"async\"  src=\"data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABAQMAAAAl21bKAAAAA1BMVEUAAP+KeNJXAAAAAXRSTlMAQObYZgAAAAlwSFlzAAAOxAAADsQBlSsOGwAAAApJREFUCNdjYAAAAAIAAeIhvDMAAAAASUVORK5CYII=\"  alt=\"A vehicle parked in a garage \"  class=\" pk-lazyload\"  data-pk-sizes=\"auto\"  data-pk-src=\"https:\/\/lh3.googleusercontent.com\/e-NqweLg6tJogzNCC3fxBDth26Quz-9RZQLGtFg7B_1EYWnIk1ECmT_uJWUuUNzMfTA0PR-8s3hcVhzjoxFhB7nObPhWFUV8cFG82ymt7Cdw5E_lygTAwzHekmx9v4snOLwyE4eDPJNyApkQVfJe7VU\" ><\/figure>\n\n\n\n<h2 id=\"understanding-car-storage\" class=\"wp-block-heading\">Understanding Car Storage&nbsp;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Whether you have a classic car that only comes out for special occasions or temporarily storing your hobby car during an extended trip, having vehicle storage insurance is a great way to protect your vehicle when it is not in use.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also known as &ldquo;parked car insurance&rdquo; or &ldquo;comprehensive-only coverage&rdquo;, this auto insurance typically provides comprehensive coverage, which <strong>safeguards your vehicle against theft, fire, and damage.<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">While this coverage can grant any vehicle owner peace of mind, before taking out this car insurance coverage, it is essential to <strong>consider several factors<\/strong>, including: <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Vehicle value<\/li>\n\n\n\n<li>Location<\/li>\n\n\n\n<li>Coverage limits<\/li>\n\n\n\n<li>Insurance history<\/li>\n\n\n\n<li>Minimum storage periods<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Considering these factors will help guide your decision on whether auto storage insurance is right for you. <\/p>\n\n\n\n<html><body><div id=\"in_post\">\n    <div class=\"control\">\r\n\t\t<a href=\"https:\/\/www.neighbor.com\/search?can_store_vehicle=true&amp;overrideTitle=Car%20Storage&amp;storing=Vehicle\" onclick=\"rudderanalytics.track('press editorial cta button', {location: 'first in post', version: '2.2'}, () =&gt; { console.log('track call'); });\">\r\n\t\t  <div class=\"first-in-post-cta\">\r\n\t\t    <header>\r\n\t\t      <h2 id=\"how-neighbor-is-changing-car-storage\">How Neighbor is changing car storage<\/h2>\r\n\t\t    <\/header>\r\n\t\t    <section>\r\n\t\t      <div class=\"service-option\">\r\n\t\t        <div class=\"service-option-icon\">\r\n\t\t          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"60\" height=\"60\" viewbox=\"0 0 60 60\" fill=\"none\">\r\n\t\t            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M13.125 9.375C11.0539 9.375 9.375 11.0539 9.375 13.125V46.875C9.375 48.9461 11.0539 50.625 13.125 50.625H46.875C48.9461 50.625 50.625 48.9461 50.625 46.875V13.125C50.625 11.0539 48.9461 9.375 46.875 9.375H13.125ZM28.125 16.875C28.125 15.8395 28.9645 15 30 15C31.0355 15 31.875 15.8395 31.875 16.875V20.625H35.625C36.6605 20.625 37.5 21.4645 37.5 22.5C37.5 23.5355 36.6605 24.375 35.625 24.375H26.25C25.2145 24.375 24.375 25.2145 24.375 26.25C24.375 27.2855 25.2145 28.125 26.25 28.125H33.75C36.8566 28.125 39.375 30.6434 39.375 33.75C39.375 36.8566 36.8566 39.375 33.75 39.375H31.875V43.125C31.875 44.1605 31.0355 45 30 45C28.9645 45 28.125 44.1605 28.125 43.125V39.375H22.5C21.4645 39.375 20.625 38.5355 20.625 37.5C20.625 36.4645 21.4645 35.625 22.5 35.625H33.75C34.7855 35.625 35.625 34.7855 35.625 33.75C35.625 32.7145 34.7855 31.875 33.75 31.875H26.25C23.1434 31.875 20.625 29.3566 20.625 26.25C20.625 23.1434 23.1434 20.625 26.25 20.625H28.125V16.875Z\" fill=\"#005EB8\"><\/path>\r\n\t\t          <\/svg>\r\n\t\t        <\/div>\r\n\t\t        <h3 id=\"transparent-monthly-savings\">Transparent monthly savings<\/h3>\r\n\t\t        <p>Renters save 30-50% on car storage, on average. No rate hikes.<\/p>\r\n\t\t      <\/div>\r\n\t\t      <div class=\"service-option\">\r\n\t\t        <div class=\"service-option-icon\">\r\n\t\t          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"60\" height=\"60\" viewbox=\"0 0 60 60\" fill=\"none\">\r\n\t\t\t\t\t\t\t<path d=\"M23.5226 35.6271C22.4882 35.58 21.6115 36.3805 21.5644 37.415C21.5174 38.4495 22.3179 39.3262 23.3524 39.3732L33.6649 39.8419C34.6993 39.889 35.576 39.0885 35.6231 38.054C35.6701 37.0196 34.8696 36.1428 33.8351 36.0958L23.5226 35.6271Z\" fill=\"#005EB8\"><\/path>\r\n\t\t\t\t\t\t\t<path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M8.06284 46.7257L4.92731 46.3338C2.11239 45.9819 0 43.589 0 40.7522V35.7872C0 31.5616 3.48915 28.1702 7.71303 28.2903L7.81335 28.2931L15.0402 22.6234C18.2515 20.104 22.2671 18.834 26.3432 19.0485L35.2251 19.516C37.8612 19.6547 40.3166 20.8983 41.9882 22.9414L47.9327 30.2068L52.8988 31.4484C57.0722 32.4917 60 36.2416 60 40.5434V41.2501C60 44.3567 57.4816 46.8751 54.375 46.8751H49.9935C48.9402 49.0923 46.6804 50.6251 44.0625 50.6251C41.4446 50.6251 39.1848 49.0923 38.1315 46.8751H19.9935C18.9402 49.0923 16.6804 50.6251 14.0625 50.6251C11.3862 50.6251 9.08411 49.0231 8.06284 46.7257ZM17.3549 25.5738C19.8526 23.6143 22.9758 22.6264 26.1461 22.7933L28.125 22.8975V29.1746L13.5795 28.5357L17.3549 25.5738ZM31.875 29.3394V23.0948L35.028 23.2608C36.6096 23.344 38.0829 24.0902 39.0859 25.316L42.7692 29.818L31.875 29.3394ZM8.36976 32.0604L46.6037 33.74L51.9893 35.0864C54.4933 35.7124 56.25 37.9623 56.25 40.5434V41.2501C56.25 42.2857 55.4105 43.1251 54.375 43.1251H50.5585C50.1036 39.9448 47.3686 37.5001 44.0625 37.5001C40.7564 37.5001 38.0214 39.9448 37.5665 43.1251H20.5585C20.1036 39.9448 17.3686 37.5001 14.0625 37.5001C10.8387 37.5001 8.15775 39.8248 7.6046 42.8892L5.39244 42.6127C4.45413 42.4954 3.75 41.6978 3.75 40.7522V39.3751H5.625C6.66053 39.3751 7.5 38.5357 7.5 37.5001C7.5 36.4646 6.66053 35.6251 5.625 35.6251H3.75344C3.83995 33.5884 5.54887 31.9803 7.60652 32.0387L8.36976 32.0604ZM11.25 44.0626C11.25 42.5093 12.5092 41.2501 14.0625 41.2501C15.6158 41.2501 16.875 42.5093 16.875 44.0626C16.875 45.6159 15.6158 46.8751 14.0625 46.8751C12.5092 46.8751 11.25 45.6159 11.25 44.0626ZM44.0625 46.8751C42.5092 46.8751 41.25 45.6159 41.25 44.0626C41.25 42.5093 42.5092 41.2501 44.0625 41.2501C45.6158 41.2501 46.875 42.5093 46.875 44.0626C46.875 45.6159 45.6158 46.8751 44.0625 46.8751Z\" fill=\"#005EB8\"><\/path>\r\n\t\t\t\t\t\t\t<\/svg>\r\n\t\t        <\/div>\r\n\t\t        <h3 id=\"keep-your-car-nearby\">Keep your car nearby<\/h3>\r\n\t\t        <p>Find trusted car storage just minutes from where you live.<\/p>\r\n\t\t      <\/div>\r\n\t\t      <div class=\"service-option\">\r\n\t\t        <div class=\"service-option-icon\">\r\n\t\t          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"60\" height=\"60\" viewbox=\"0 0 60 60\" fill=\"none\">\r\n\t\t            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M30 7.5C25.5499 7.5 21.1998 8.8196 17.4997 11.2919C13.7996 13.7643 10.9157 17.2783 9.21272 21.3896C7.50975 25.501 7.06417 30.025 7.93234 34.3895C8.80051 38.7541 10.9434 42.7632 14.0901 45.9099C17.2368 49.0566 21.2459 51.1995 25.6105 52.0677C29.975 52.9358 34.4991 52.4903 38.6104 50.7873C42.7217 49.0843 46.2357 46.2004 48.7081 42.5003C51.1804 38.8002 52.5 34.4501 52.5 30C52.5 24.0326 50.1295 18.3097 45.9099 14.0901C41.6903 9.87053 35.9674 7.5 30 7.5ZM41.5295 26.7545C42.7193 25.5646 42.7193 23.6354 41.5295 22.4455C40.3396 21.2556 38.4104 21.2556 37.2205 22.4455L26.7061 32.96L22.7795 29.0334C21.5896 27.8435 19.6604 27.8435 18.4705 29.0334C17.2807 30.2232 17.2807 32.1524 18.4705 33.3423L24.5516 39.4234C25.123 39.9948 25.898 40.3158 26.7061 40.3158C27.5142 40.3158 28.2891 39.9948 28.8605 39.4234L41.5295 26.7545Z\" fill=\"#005EB8\"><\/path>\r\n\t\t          <\/svg>\r\n\t\t        <\/div>\r\n\t\t        <h3 id=\"storage-made-simple\">Storage made simple<\/h3>\r\n\t\t        <p>Don't settle for stone age tech and long contracts. Neighbor makes it easy.<\/p>\r\n\t\t      <\/div>\r\n\t\t    <\/section>\r\n\t\t    <footer>\r\n\t\t      <button>Search nearby car storage <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"25\" height=\"24\" viewbox=\"0 0 25 24\" fill=\"none\">\r\n\t\t          <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M11 2.90625C9.4981 2.90625 8.02993 3.35162 6.78114 4.18603C5.53236 5.02044 4.55905 6.20642 3.98429 7.594C3.40954 8.98157 3.25916 10.5084 3.55217 11.9815C3.84517 13.4545 4.56841 14.8076 5.63041 15.8696C6.69242 16.9316 8.04549 17.6548 9.51854 17.9478C10.9916 18.2408 12.5184 18.0905 13.906 17.5157C14.4508 17.29 14.9646 17.0029 15.4382 16.6618L19.5132 20.7368C19.9892 21.2127 20.7608 21.2127 21.2368 20.7368C21.7127 20.2608 21.7127 19.4892 21.2368 19.0132L17.1618 14.9382C17.2137 14.8661 17.2645 14.793 17.314 14.7189C18.1484 13.4701 18.5938 12.0019 18.5938 10.5C18.5938 8.48601 17.7937 6.55451 16.3696 5.13041C14.9455 3.7063 13.014 2.90625 11 2.90625ZM14.7493 14.0398C14.9463 13.8311 15.1264 13.6054 15.2873 13.3647C15.8538 12.5167 16.1562 11.5198 16.1562 10.5C16.1562 9.13248 15.613 7.82096 14.646 6.85398C13.679 5.887 12.3675 5.34375 11 5.34375C9.98019 5.34375 8.98328 5.64616 8.13534 6.21273C7.2874 6.77931 6.62651 7.58461 6.23625 8.52679C5.84599 9.46897 5.74387 10.5057 5.94283 11.5059C6.14178 12.5061 6.63287 13.4249 7.35398 14.146C8.0751 14.8671 8.99385 15.3582 9.99407 15.5572C10.9943 15.7561 12.031 15.654 12.9732 15.2638C13.5557 15.0225 14.086 14.6777 14.5398 14.2493C14.5699 14.2108 14.6028 14.1737 14.6382 14.1382C14.6737 14.1028 14.7108 14.0699 14.7493 14.0398Z\" fill=\"#EFF5F8\"><\/path>\r\n\t\t        <\/svg>\r\n\t\t      <\/button>\r\n\t\t    <\/footer>\r\n\t\t  <\/div>\r\n\t\t<\/a>\r\n\t<\/div>\n  <\/div><\/body><\/html><h2 id=\"weighing-the-pros-and-cons-of-car-storage-insurance\" class=\"wp-block-heading\">Weighing the Pros and Cons of Car Storage Insurance<\/h2>\n\n\n\n<figure class=\"wp-block-image\"><img  decoding=\"async\"  src=\"data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABAQMAAAAl21bKAAAAA1BMVEUAAP+KeNJXAAAAAXRSTlMAQObYZgAAAAlwSFlzAAAOxAAADsQBlSsOGwAAAApJREFUCNdjYAAAAAIAAeIhvDMAAAAASUVORK5CYII=\"  alt=\"An insurance policy document\"  class=\" pk-lazyload\"  data-pk-sizes=\"auto\"  data-pk-src=\"https:\/\/lh3.googleusercontent.com\/p67acswBDc1T63RbH5UMxvNZ1AHvp2XXuHqlrauSNDempmCAkNeXWL1xJcYnarRXaYxg0rZJxq4r0-3Sztxc-Qa85gOf2w5IRgvEAJigbDUMLxkSj-M_N-1YgojRZqeotXoDLhS3kNiOCiKuZkVrWDM\" ><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">Before purchasing comprehensive-only coverage, it&rsquo;s important to carefully weigh the pros and cons to make an informed decision.<\/p>\n\n\n\n<h3 id=\"pros-of-car-storage-insurance\" class=\"wp-block-heading\">Pros of Car Storage Insurance<\/h3>\n\n\n\n<h4 id=\"comprehensive-protection\" class=\"wp-block-heading\">Comprehensive Protection<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Comprehensive-only coverage, specifically, offers robust protection for your stored car. It covers <strong>non-driving-related damages such as theft, vandalism, fire, and even damage from falling trees.<\/strong><\/p>\n\n\n\n<h4 id=\"option-for-continuous-coverage\" class=\"wp-block-heading\">Option for Continuous Coverage<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">This coverage helps you avoid gaps or lapses in your auto insurance history. Such lapses could categorize you as a high-risk client, leading to increased premiums for other types of coverage in the future.<\/p>\n\n\n\n<h3 id=\"cons-of-car-storage-insurance\" class=\"wp-block-heading\">Cons of Car Storage Insurance<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">On the flip side, a comprehensive-only policy also comes with some potential drawbacks.<\/p>\n\n\n\n<h4 id=\"cost-vs-benefit\" class=\"wp-block-heading\">Cost vs. Benefit<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">The cost of comprehensive coverage may outweigh the benefits depending on the vehicle&rsquo;s value and how long it will be stored.<\/p>\n\n\n\n<h4 id=\"minimum-storage-duration\" class=\"wp-block-heading\">Minimum Storage Duration<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Some insurers require your vehicle to be stored for a set minimum duration before approving a reduced coverage request.<\/p>\n\n\n\n<h4 id=\"policy-restrictions\" class=\"wp-block-heading\">Policy Restrictions<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Reducing liability coverage to save money means you can&rsquo;t legally operate the vehicle while it&rsquo;s under that policy.<\/p>\n\n\n\n<html><body><div id=\"2_in_post\">\n    <a href=\"https:\/\/www.neighbor.com\/search?can_store_vehicle=true&amp;overrideTitle=Car%20Storage&amp;storing=Vehicle\" onclick=\"rudderanalytics.track('press editorial cta button', {location: 'second in post', version: '2.0'}, () =&gt; { console.log('track call'); });\">\r\n  <div class=\"second-in-post-cta\">\r\n    <section>\r\n      <div class=\"service-option\">\r\n        <h2 id=\"save-up-to-1200-year-on-car-storage\">Save up to $1,200\/year on car storage<\/h2>\r\n        <button>Search in your area\r\n          <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"25\" height=\"24\" viewbox=\"0 0 25 24\" fill=\"none\">\r\n            <path fill-rule=\"evenodd\" clip-rule=\"evenodd\" d=\"M11 2.90625C9.4981 2.90625 8.02993 3.35162 6.78114 4.18603C5.53236 5.02044 4.55905 6.20642 3.98429 7.594C3.40954 8.98157 3.25916 10.5084 3.55217 11.9815C3.84517 13.4545 4.56841 14.8076 5.63041 15.8696C6.69242 16.9316 8.04549 17.6548 9.51854 17.9478C10.9916 18.2408 12.5184 18.0905 13.906 17.5157C14.4508 17.29 14.9646 17.0029 15.4382 16.6618L19.5132 20.7368C19.9892 21.2127 20.7608 21.2127 21.2368 20.7368C21.7127 20.2608 21.7127 19.4892 21.2368 19.0132L17.1618 14.9382C17.2137 14.8661 17.2645 14.793 17.314 14.7189C18.1484 13.4701 18.5938 12.0019 18.5938 10.5C18.5938 8.48601 17.7937 6.55451 16.3696 5.13041C14.9455 3.7063 13.014 2.90625 11 2.90625ZM14.7493 14.0398C14.9463 13.8311 15.1264 13.6054 15.2873 13.3647C15.8538 12.5167 16.1562 11.5198 16.1562 10.5C16.1562 9.13248 15.613 7.82096 14.646 6.85398C13.679 5.887 12.3675 5.34375 11 5.34375C9.98019 5.34375 8.98328 5.64616 8.13534 6.21273C7.2874 6.77931 6.62651 7.58461 6.23625 8.52679C5.84599 9.46897 5.74387 10.5057 5.94283 11.5059C6.14178 12.5061 6.63287 13.4249 7.35398 14.146C8.0751 14.8671 8.99385 15.3582 9.99407 15.5572C10.9943 15.7561 12.031 15.654 12.9732 15.2638C13.5557 15.0225 14.086 14.6777 14.5398 14.2493C14.5699 14.2108 14.6028 14.1737 14.6382 14.1382C14.6737 14.1028 14.7108 14.0699 14.7493 14.0398Z\" fill=\"#EFF5F8\"><\/path>\r\n          <\/svg>\r\n        <\/button>\r\n      <\/div>\r\n    <\/section>\r\n  <\/div>\r\n<\/a>\n  <\/div><\/body><\/html><h2 id=\"how-to-choose-the-right-car-storage-insurance-policy\" class=\"wp-block-heading\">How to Choose the Right Car Storage Insurance Policy<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Choosing the car storage insurance policy best suited for your needs involves evaluating various factors, including:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Your Vehicle&rsquo;s Value: <\/strong>Liability coverage for a high-value classic car is usually more critical than a less valuable stored car.<\/li>\n\n\n\n<li><strong>Storage Location: <\/strong>High-risk areas prone to theft or vandalism may require more comprehensive coverage<\/li>\n\n\n\n<li><strong>Duration:<\/strong> Length of storage for only comprehensive coverage<\/li>\n\n\n\n<li><strong>Lender Requirements:<\/strong> If you have a car loan financing your vehicle, your lender may dictate certain coverages<\/li>\n<\/ul>\n\n\n\n<h3 id=\"choosing-insurance-providers\" class=\"wp-block-heading\">Choosing Insurance Providers<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">When choosing a car storage insurance provider, it is essential to:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Assess insurance options and coverage details.<\/li>\n\n\n\n<li>Check for flexible, seasonal policies.<\/li>\n\n\n\n<li>Review customer service ratings.<\/li>\n\n\n\n<li>Understand customer service policies.<\/li>\n\n\n\n<li>Compare pricing and get quotes.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">A comparison of most insurance companies will help you find the most appropriate insurance policy for your car in storage.<\/p>\n\n\n\n<h3 id=\"additional-services-and-add-ons-for-car-storage-insurance\" class=\"wp-block-heading\">Additional Services and Add-Ons for Car Storage Insurance<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img  decoding=\"async\"  width=\"1024\"  height=\"684\"  src=\"data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAABAAAAAKsAQMAAABI3V1vAAAAA1BMVEUAAP+KeNJXAAAAAXRSTlMAQObYZgAAAAlwSFlzAAAOxAAADsQBlSsOGwAAAGtJREFUeNrtwQEBAAAAgiD\/r25IQAEAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAAADwbli7AAGYJM0zAAAAAElFTkSuQmCC\"  alt=\"\"  class=\"wp-image-10681 pk-lazyload\"  data-pk-sizes=\"auto\"  data-ls-sizes=\"(max-width: 1024px) 100vw, 1024px\"  data-pk-src=\"https:\/\/www.neighbor.com\/storage-blog\/wp-content\/uploads\/2023\/09\/AdobeStock_259920605-1024x684.jpg\"  data-pk-srcset=\"https:\/\/www.neighbor.com\/storage-blog\/wp-content\/uploads\/2023\/09\/AdobeStock_259920605-1024x684.jpg 1024w, https:\/\/www.neighbor.com\/storage-blog\/wp-content\/uploads\/2023\/09\/AdobeStock_259920605-300x200.jpg 300w, https:\/\/www.neighbor.com\/storage-blog\/wp-content\/uploads\/2023\/09\/AdobeStock_259920605-768x513.jpg 768w, https:\/\/www.neighbor.com\/storage-blog\/wp-content\/uploads\/2023\/09\/AdobeStock_259920605-1536x1025.jpg 1536w, https:\/\/www.neighbor.com\/storage-blog\/wp-content\/uploads\/2023\/09\/AdobeStock_259920605-380x254.jpg 380w, https:\/\/www.neighbor.com\/storage-blog\/wp-content\/uploads\/2023\/09\/AdobeStock_259920605-550x367.jpg 550w, https:\/\/www.neighbor.com\/storage-blog\/wp-content\/uploads\/2023\/09\/AdobeStock_259920605-800x534.jpg 800w, https:\/\/www.neighbor.com\/storage-blog\/wp-content\/uploads\/2023\/09\/AdobeStock_259920605-1160x774.jpg 1160w, https:\/\/www.neighbor.com\/storage-blog\/wp-content\/uploads\/2023\/09\/AdobeStock_259920605-760x507.jpg 760w, https:\/\/www.neighbor.com\/storage-blog\/wp-content\/uploads\/2023\/09\/AdobeStock_259920605-1100x734.jpg 1100w, https:\/\/www.neighbor.com\/storage-blog\/wp-content\/uploads\/2023\/09\/AdobeStock_259920605-1600x1068.jpg 1600w, https:\/\/www.neighbor.com\/storage-blog\/wp-content\/uploads\/2023\/09\/AdobeStock_259920605-600x401.jpg 600w, https:\/\/www.neighbor.com\/storage-blog\/wp-content\/uploads\/2023\/09\/AdobeStock_259920605.jpg 2000w\" ><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\">With car storage insurance, it&rsquo;s not just about the basic coverage options. Many insurance providers offer additional services and add-ons that can enhance the protection of your stored vehicle. Here are some noteworthy add-ons to consider:<\/p>\n\n\n\n<h4 id=\"roadside-assistance\" class=\"wp-block-heading\">Roadside Assistance<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Even if your car is stored, emergencies can happen. Roadside assistance can be a lifesaver in such situations, offering services like towing, jump-starts, and more.<\/p>\n\n\n\n<h4 id=\"glass-coverage\" class=\"wp-block-heading\">Glass Coverage<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">If your stored vehicle suffers glass damage, this add-on will cover the cost of repairs or replacement for windshields and windows.<\/p>\n\n\n\n<h4 id=\"custom-parts-and-equipment-coverage\" class=\"wp-block-heading\">Custom Parts and Equipment Coverage<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">For those storing classic or customized cars, this coverage ensures that any custom parts or equipment are insured, offering you complete peace of mind.<\/p>\n\n\n\n<h4 id=\"rental-reimbursement\" class=\"wp-block-heading\">Rental Reimbursement<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Should your stored vehicle require unexpected repairs, this add-on covers the cost of a rental car, so you&rsquo;re not left stranded.<\/p>\n\n\n\n<h4 id=\"seasonal-adjustments\" class=\"wp-block-heading\">Seasonal Adjustments<\/h4>\n\n\n\n<p class=\"wp-block-paragraph\">Some policies allow for seasonal adjustments to your coverage, which is <strong>particularly useful if you&rsquo;re storing a classic car<\/strong> during the winter months only. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">By understanding these additional services and add-ons, you can tailor your car storage insurance to meet your specific needs, ensuring your vehicle is fully protected while in storage.<\/p>\n\n\n\n<h2 id=\"preparing-your-vehicle-for-storage-basic-maintenance-and-security-tips\" class=\"wp-block-heading\">Preparing Your Vehicle for Storage: Basic Maintenance and Security Tips<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Properly preparing to put your car in storage ensures its protection over a certain period and helps maintain its longevity while in storage.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Before storing your vehicle for an extended period, check off the following to-dos. <\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Clean the exterior<\/strong> of your vehicle<strong> <\/strong>using mild soap and water<\/li>\n\n\n\n<li>Check the<strong> tire pressure.<\/strong><\/li>\n\n\n\n<li>Topping off the fluids such as <em><strong>oil, coolant, brake fluid, and transmission fluid<\/strong><\/em><\/li>\n\n\n\n<li><strong>Disconnect the battery<\/strong><\/li>\n\n\n\n<li><strong>Inflate the tires<\/strong> to the recommended pressure and <strong>use tire covers<\/strong> to protect them from environmental factors.<\/li>\n\n\n\n<li>Install additional security measures, such as a <em><strong>car cover, security system, or steering wheel lock.<\/strong><\/em><\/li>\n\n\n\n<li><strong>Secure comprehensive insurance coverage<\/strong> to protect your stored vehicle against theft, vandalism, and environmental damage.<\/li>\n<\/ul>\n\n\n\n<h2 id=\"conclusion\" class=\"wp-block-heading\">Conclusion<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">When you store your vehicle, it&rsquo;s important to have compre&shy;hensive coverage&shy; that goes beyond liability and collision policies. Compre&shy;hensive coverage&shy; protects against risks such as theft, vandalism, and fire. <\/p>\n\n\n\n<p class=\"wp-block-paragraph\">However, <strong>insurance is just <em>one<\/em> aspect of ensuring your vehicle&rsquo;s safety<\/strong>. Choosing a <strong>secure storage location<\/strong> is equally important<strong>.&nbsp;<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Options like <a href=\"https:\/\/www.neighbor.com\/storage-blog\/places-to-store-a-car\/\">Neighbor<\/a>, a peer-to-peer storage marketplace, offer options with private garages in re&shy;sidential areas with a significantly lower crime risk than <a href=\"https:\/\/corodata.com\/self-storage-nightmares\" target=\"_blank\">traditional storage facilities<\/a>, which provides an additional layer of prote&shy;ction for your vehicle.<\/p>\n\n\n\n<h2 id=\"frequently-asked-questions\" class=\"wp-block-heading\">Frequently Asked Questions<\/h2>\n\n\n\n<h3 id=\"what-does-storage-mean-in-insurance\" class=\"wp-block-heading\">What Does &ldquo;Storage&rdquo; Mean in Insurance?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Storage in insurance refers to the reduced coverages for a vehicle owner when their car is in storage for a long time since driving-related events won&rsquo;t occur and collision coverage won&rsquo;t pay damages.<\/p>\n\n\n\n<h3 id=\"what-is-garaged-car-insurance\" class=\"wp-block-heading\">What Is Garaged Car Insurance?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Garaged car insurance is a policy that will pay for damage or theft to your vehicle while it is stored in a specific location overnight. It safeguards against accidental loss or damage to your vehicle and its parts while in the policyholder&rsquo;s care.<\/p>\n\n\n\n<h3 id=\"can-i-take-insurance-off-my-car-if-im-not-driving-it\" class=\"wp-block-heading\">Can I Take Insurance off My Car if I&rsquo;m Not Driving It?<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">If you plan to <a href=\"https:\/\/www.neighbor.com\/storage-blog\/10-long-term-car-storage-tips\/\">store your car for the long term<\/a>, it&rsquo;s required to have continuous coverage on your vehicle even if you are not driving it.<\/p>\n<\/body><\/html>\n","protected":false},"excerpt":{"rendered":"The question appears on your screen, &ldquo;Would you like to add on car storage insurance for an additional&hellip;\n","protected":false},"author":30,"featured_media":10682,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"","csco_appearance_grid":"","csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"footnotes":""},"categories":[196],"tags":[],"class_list":["post-10680","post","type-post","status-publish","format-standard","has-post-thumbnail","category-personal-cars","cs-entry","cs-video-wrap"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v21.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Do I Need Car Storage Insurance? - Neighbor Blog<\/title>\n<meta name=\"description\" content=\"Say &quot;yes,&quot; and you&#039;re paying additional monthly costs, but say &quot;no&quot; to car storage insurance, and you risk paying thousands in damages.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.neighbor.com\/storage-blog\/car-storage-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Do I Need Car Storage Insurance? - Neighbor Blog\" \/>\n<meta property=\"og:description\" content=\"Say &quot;yes,&quot; and you&#039;re paying additional monthly costs, but say &quot;no&quot; to car storage insurance, and you risk paying thousands in damages.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.neighbor.com\/storage-blog\/car-storage-insurance\/\" \/>\n<meta property=\"og:site_name\" content=\"Neighbor Blog\" \/>\n<meta property=\"article:published_time\" content=\"2023-09-28T19:50:04+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-01-29T22:38:16+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.neighbor.com\/storage-blog\/wp-content\/uploads\/2023\/09\/CS-CD10072210-commercial-photography.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2000\" \/>\n\t<meta property=\"og:image:height\" content=\"1449\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Kiana Opre\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Kiana Opre\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.neighbor.com\/storage-blog\/car-storage-insurance\/\",\"url\":\"https:\/\/www.neighbor.com\/storage-blog\/car-storage-insurance\/\",\"name\":\"Do I Need Car Storage Insurance? 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