As a vehicle owner, it’s important to know that registering a classic car is a little different than registering a modern car.
Classic car registration requires a few key documents and details on the specifics of the vehicle to prove that it is actually a classic car. Note that the eligibility for classic car registration will be based on the car’s age, model year, and more.
As a first-time classic car owner (or new collector), following this step-by-step guide is a must. You’ll also need a basic understanding of the difference between vintage vs. antique vs. classic cars. Otherwise, you (and your classic) may be in violation of state-specific requirements.
Qualifying Your Car as a Classic
Classic car ownership starts with verifying your vehicle’s eligibility as a classic.
To do this, you have to know things such as:
- The age of the vehicle
- Model year and make of the vehicle
- State-specific requirements
- How you use and maintain your vehicle
This chart will give you the basic requirements of what it takes to register your car as a classic:
| Criteria | Key Takeaways |
| Age and Model Year | Vehicles generally need to be between 20 to 30 years old. Specific age requirements can vary by state or organization. |
| State-Specific Requirements | States have their own guidelines, with most requiring a car to be at least 20 to 25 years old. Some states may require proof of a secondary vehicle. |
| Use and Maintenance | Classic cars should be historically authentic & close to original design and condition. |
| Antique Vehicle Registration vs. Classic Car Registration | The term ‘classic’ generally applies to cars over 20 years old, while ‘antique’ may refer to cars over 25 to 50 years old, depending on the organization. |
Registering Your Classic Car: Step-by-Step Guide
With a clear understanding of what qualifies a car as a classic and the nuanced differences between antique and classic car classifications, it’s time for the nuts and bolts of the registration process.
Registering a classic car involves several steps:
- Gather mandatory documentation
- Completing the required forms
- Paying the designated registration fees.
Step #1: Gather Documentation
The first step is to gather all the documents you’ll need. That way, you aren’t running back and forth to the DMV. The documents to bring along include:
- The vehicle’s title with your name
- Proof of passing any required emissions test and/or safety inspection
- Proof of automotive insurance.
Note: If the vehicle does not have a title, one must submit proof of ownership, bills of sale, affidavits, and other relevant paperwork to establish legal ownership of the classic car.
Step #2: Complete Required Forms
Next, you must fill out the required registration forms, as dictated by your local DMV or registration authority. Note: If you need to add or change a name on the classic car’s registration or title, you’ll need to fill out a unique form.
If your classic car is at least 25 years old and not customized, you may need to fill out an application for sequential or personalized classic vehicle plates.
Sequential plates are standard-issue license plates where the number and letter combination are automatically assigned in the order they are issued, without any personal customization. On the other hand, customized (or personalized) plates allow the vehicle owner to choose a specific number and letter combination.
Make sure to consult with your state’s DMV to determine the correct forms and that you are not using something for an antique vehicle.
Step #3: Pay Registration Fees
To complete this process, you will have to pay all registration fees. These fees can vary depending on the state. Added fees may apply for specialty classic vehicle plates.
Special License Plates and Driving Restrictions
Being a classic car owner extends beyond maintaining its historic allure and aesthetic charm. It’s also about understanding and complying with the unique regulations that apply to these vehicles.
Types of Special License Plates
Classic cars frequently qualify for special license plates available in various categories. These include:
- Special classic car license plates for antique cars
- Historical license plates for collector’s items over 25 years old
- Vintage plates that are actual plates from the year the vehicle was manufactured
Antique license plates, like Year of Manufacture (YOM) plates or stickers, are designed to match the car’s model year and require state approval. Personalizing classic vehicle license plates could mean you have to pay additional fees.
Driving Limitations and Usage Restrictions
Classic cars come with certain driving limitations and usage restrictions. Here are some critical points to keep in mind:
- Classic cars cannot be used as a primary vehicle for daily commutes.
- They should primarily be used in events such as parades, historical exhibitions, or club activities.
- Driving with expired tags or not adhering to the usage restrictions can result in the vehicle being impounded, with potential loss of its classic car status.
Insurance and Coverage Options for Classic Cars
Classic cars typically need specialized insurance coverage that is different from standard vehicle insurance policies. Some features of classic car insurance include:
- Agreed value coverage, which ensures the vehicle is protected for its full collector value without depreciation
- Flexible usage options, allowing you to use your classic car for pleasure driving, car shows, and even occasional business use
- Coverage for spare parts and accessories
- Coverage for towing and roadside assistance specific to classic cars
Classic Car Insurance Providers
Numerous specialty agencies and companies offer classic car insurance. Some of these include:
Traditional insurers like American Family, American National, Chubb, Erie, Farmers, Liberty Mutual, Safeco, and State Farm also offer classic car insurance.
Coverage Considerations
When choosing classic car insurance, consider features like agreed value coverage, restoration coverage during vehicle restoration, and spare parts coverage for lost or stolen parts. Some providers offer emergency expenses coverage, which covers nonrefundable expenses associated with car shows or rewards for information leading to recovering a stolen vehicle.
Failure to Register a Classic Car
Registering a classic car is crucial for legal compliance and preserving its special status and benefits. Failure to properly register a classic car can lead to several negative consequences including fines, legal action, or even the inability to legally drive the vehicle on public roads.
Tips for Maintaining Your Classic Car’s Registration Status
Preservation of your classic car’s registration status is not a one-off task. It requires continuous attention and adherence to the rules. Regular inspections and staying informed about state requirements are essential to ensure that your classic car remains compliant and retains its special status.
Tip #1: Conduct Regular Inspections
Regular inspections play a pivotal role in the upkeep of your classic car. These inspections are a preventative measure to identify potential malfunctions or leaks early. A thorough inspection covers various vehicle components such as:
- Light bulbs
- Belts
- Hoses
- Fluids
- Air filters
You’ll also want to check for any signs of oil leaks.
Tip #2: Stay Informed of State Requirements
Owners of classic cars must consistently consult their state’s motor vehicle division or Department of Motor Vehicles (DMV) site on registration prerequisites and regulations. Subscribing to newsletters or alerts from your state’s vehicle registration authority can keep you updated on any changes in classic car registration requirements.
Summary
Registration shouldn’t be your only concern if you have recently purchased a classic car. You’ll also need to find the proper storage space for your vehicle.
To keep a classic vehicle in pristine condition, they should stored in dry and covered spaces to ensure minimal damage. If you don’t have enough room in your garage, search for a storage/parking space that offers protection from UV rays, rain, snow, and moisture.
Neighbor, a peer-to-peer storage marketplace, provides classic car owners with the ideal space to protect their investments, at a fair price.
Frequently Asked Questions
What Are the Requirements for Classic Car Registration in California?
In California, a classic car needs to be at least 25 years old and adhere to the restrictions on usage regarding non-daily driving purposes.
Can You Drive Around With Historic Tags?
Drivers with historic tags are limited to participation in club activities, exhibitions, tours, and occasional transportation.
Is a 20-Year-Old Car a Classic in Florida?
A 30-year-old car is considered classic in Florida.
What Is the 25-Year Rule in California?
The 25-year rule in California allows vehicles over 25 years old to be imported and registered without meeting specific US Safety and Emissions standards—on the premise that these vehicles will be driven infrequently.
