Let’s put it simply: registering a boat without a title is a bit of a curveball, one you probably wish you didn’t have to handle.
If you’ve found yourself in the same boat, we’ll show you how to register a boat without a title—not to mention offer some tips for dealing with the boat’s previous owners, holdups, and even the Coast Guard.
So whether you purchased a bass boat, a sailboat, a cruiser, or a fishing boat, here is everything you need to know to register a boat without a title.
Understanding the Challenges of Boat Registration Without a Title
Two main challenges arise when registering a boat without a boat title: proving ownership and handling missing documentation. A clear chain of title facilitates the establishment of ownership and acquisition of a new title, thus enabling the legal operation of your boat.
Without a title, you have to find a way to prove you own your boat!
Proving Ownership
Even if you don’t have the title in your hand, there are other ways to prove you own the boat. Some options include:
- A bill of sale, which legally transfers ownership and may include warranties regarding the boat and its equipment, such as an outboard motor or trolling motor.
- Registration documents, which show that the boat is registered in your name.
- Insurance documents, which can serve as proof of ownership.
These documents may serve as proof of your ownership interest in a boat without a title.
Unfortunately, not all sellers are going to comply. In this case, you need to demonstrate that due diligence was applied, such as:
- Sending an unopened letter of request through the mail
- Making multiple attempts to contact the seller
- Documenting all communication attempts and responses
- Seeking legal advice if necessary
Make sure to include a lien release section if applicable.
Dealing with Missing Documentation
Documentation, such as the bill of sale or manufacturer’s statement of origin (MSO), along with other required supporting documents, is imperative for obtaining a new title.
In certain jurisdictions, a surety bond may be accepted as an alternative to the missing documents. A surety bond is a form of insurance policy that guarantees the fulfillment of an individual or business.
Can’t locate the previous owner of the boat and, therefore, can’t request the missing documents? In that case, it’s advisable to seek the counsel of a legal representative or contact a title company that specializes in boat titles for assistance.
Steps to Register a Boat Without a Title
Now that we understand the challenges of boat registration without a title, let’s explore the steps to overcome these obstacles. Use this as a checklist to make sure you are prepared when registering your boat.
Research State Requirements
The initial step is to investigate your state’s stipulations for registering a boat without a title. Each state has its own rules and regulations for boat registration, so it’s crucial to understand what is required in your specific location.
Contact your local Department of Motor Vehicles (DMV) or relevant authority.
Gather Alternative Documents
Upon familiarizing yourself with your state’s requirements, you should begin collecting the alternate documents needed to verify ownership. These can include:
- A bill of sale
- Last boat registration certificate
- Manufacturer certificate of title
- Insurance documents
- Previous titles
Complete Required Forms
The final step is filling out the necessary boat registration forms.
Forms may vary by state, so it is crucial to contact your local DMV or relevant authority to obtain the necessary documents for your specific location. In some cases, boat registration can be completed online, although you may find it easier in person in the case of the missing title.
Once the forms are completed, you’ll need to submit them to the appropriate authority in your state, along with any required fees.
Handling Special Cases
At times, special circumstances like registering an abandoned or homemade boat may arise in the process of registering a boat without a title. These special cases require a bit more work, but you probably knew that when you built or purchased your boat!
- Registering an Abandoned Boat: To register an abandoned boat, you may need to contact the original owner of the boat by searching public records or contacting the local Department of Motor Vehicles or boating authority. If the original owner cannot be reached or does not claim the boat, you may need to obtain a court order to establish ownership.
- Registering a Homemade Boat: A Hull Identification Number (HIN) is required for homemade boat registration. A HIN, or hull ID number, is a unique 12-digit number assigned to a boat for the purpose of identification. It may be obtained from the manufacturer or the local DMV using your customer ID number.
Image Credit: Pixabay
Out-of-State and International Boat Registration
Boat owners seeking to register their boats externally, either out-of-state or internationally, might encounter varying requirements and procedures compared to those registering within their home state.
Out-of-State Registration
Out-of-state registration may require additional documentation or steps, depending on the state in which you are registering the boat. In some cases, a temporary use tax permit or transfer of registration/title may be necessary.
Research the specific requirements for the state in which you plan to register your boat before you buy the boat; that can make this registration process much easier.
International Boat Registration
The requirements for international boat registration differ by country but generally necessitate proof of ownership, a valid registration certificate, and a valid boat license.
For international registrations, it’s good to be in contact with the United States Coast Guard, as there could be requirements specific to different types of boats.
Tips for Dealing with Liens and Ownership Disputes
Liens or ownership disputes might arise during the boat registration process, adding more complexity to the situation for a boat owner. Here are some of the best tips for dealing with liens and owner disputes.
- Contact the lienholder immediately and work out a payment plan on the lien
- Always check for liens on boats before you purchase
- Seek legal assistance or mediation when ownership disputes arise
- Ensure you look at the current registration of a vessel as you move through the purchase process
Why Are Boat Registration Requirements so Important?
Adherence to regulations is a key factor in successful boat registration without a title.
The Coast Guard requires that all boats have a valid registration number and that the owner has proof of ownership. In addition to registration, you are also responsible for safety equipment, vessel documentation, and proper Hull Identification Number (HIN).
Each state also has additional requirements specific to your local area.
Failure to comply with these regulations can result in fines, penalties, and even the loss of business. Avoid this situation while you can!
Summary
In the end, requesting a title or alternative form of identification is merely a safety precaution to ensure you truly own your boat. In the right circumstances, these requirements can bar fraudulent behavior.
As long as you have the proper documentation and you follow these steps, you can get out on the water without a legal headache!
Once your boat is registered and ready for the water, don’t forget about finding a proper place to store it. Check out Neighbor, a peer-to-peer storage solution with options for indoor, outdoor, wet, and dry storage options.
Frequently Asked Questions
Does a boat have a title?
Boats do require titles, depending on specific requirements. Motorized vessels will usually need to be registered and titled, while non-motorized vessels such as paddle boats or dinghies may not have this requirement.
How to get a title for a boat without title?
To get a title for your boat without one, you should draft a bill of sale to prove ownership, create a detailed invoice including all relevant information, document the state of the title, and pay any applicable fees.
How to register boat?
To register a boat, you will need to research specific state requirements, completion of a registration form, proof of ownership, and payment of a registration fee.
What alternative documents can be used to prove ownership of a boat without a title?
Alternative documents, such as a bill of sale, registration, or insurance, can be used to prove ownership of a boat without a title.
How do I register an abandoned boat?
To register an abandoned boat, you must either contact the original owner or obtain a court order.
